**Terms and Conditions for Medicare Done LLC, employees and associates
1. **Scope of Services:**
1.1. The insurance agent, hereinafter referred to as “Agent,” offers services related to Medicare products, life insurance, long-term care insurance, and Social Security analysis.
2. **License and Certification:**
2.1. The Agent holds all necessary licenses and certifications required by state and federal regulations to offer the aforementioned insurance products and services.
2.2. The Agent will adhere to all relevant laws, regulations, and ethical standards governing the insurance industry.
3. **Client Relationship:**
3.1. The Agent shall maintain a professional relationship with clients, providing accurate information, and acting in the best interest of the client at all times.
3.2. The Agent will disclose any potential conflicts of interest that may arise during the course of the business relationship.
4. **Product Offerings:**
4.1. The Agent will provide information on various insurance products including Medicare plans, life insurance policies, and long-term care insurance, tailored to the individual needs and circumstances of the client.
4.2. The Agent will offer objective advice on the suitability of different products based on the client’s requirements and financial situation.
5. **Social Security Analysis:**
5.1. The Agent may offer Social Security analysis services to help clients optimize their Social Security benefits.
5.2. The analysis will be based on accurate and up-to-date information provided by the client regarding their employment history, earnings, and other relevant factors.
6. **Confidentiality:**
6.1. The Agent will maintain the confidentiality of all client information, in accordance with applicable privacy laws and regulations.
6.2. Client information will only be disclosed with the client’s consent or as required by law.
7. **Fees and Compensation:**
7.1. The Agent may receive compensation from insurance companies for the sale of insurance products. The agent may charge the clent for Social Security analysis all cost will be clearly explain and transparent.
8. **Limitation of Liability:**
8.1. The Agent shall not be liable for any losses or damages arising from the client’s decisions regarding insurance products or Social Security benefits.
8.2. The client acknowledges that insurance products and Social Security benefits are subject to change and may not be guaranteed.
9. **Termination of Services:**
9.1. Either party may terminate the business relationship at any time, for any reason.
9.2. Upon termination, the Agent shall provide any necessary assistance to facilitate the transfer of insurance policies or other services to another agent or provider.
10. **Governing Law:**
10.1. These terms and conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which the services are provided.
By engaging the services of the Agent, the client agrees to abide by these terms and conditions. These terms and conditions may be subject to change at the discretion of the Agent, with notice provided to the client.
